If you want to know about money and better financial decisions, you should look at important practical and psychological facts that apply. You can make dealing with money a lot easier – that is earning more and spending less – if you concede or believe that: Money Is Energy.
Continue Reading
Realising You’re in Debt Nobody sets out to be in debt, but it happens. Whether it’s due to your lousy money management skills, or something unexpected has happened, there’s still a lot to learn about personal debt. An area that needs some improvement for most is learning to recognize just when you got into habitual borrowing and have a financial problem. Once you come to that realization, it’s not hard to put together a plan that works and as a result, resolves your debt problems and puts you on the road to financial health.
Continue Reading
If your dog, cat, rabbit, horse, guinea pig, rat or gerbil missed out at previous holidays, and your cat was more like a sourpuss because of that error, then make sure you don’t do the same thing at Easter. To inspire you and your friends, we have put together a comprehensive list of the best personalized Easter gifts for pets you can find.
Continue Reading
Taking Charge of Your Credit Standing There are lots of ways to ensure raising credit score quickly. The main thing is to know where you stand financially and then working around that. It automatically follows that if you have a good credit reputation, then you will have a high credit score.
Continue Reading
My memories of school seemed to have missed one of the most important aspects of life – financial education. There was one class I attended and which had something to do with financial learning. It was how to balance a checkbook. Funnily enough, I have never owned one after 1994! Learning about money and how it worked in society and business was never taught in school. Even today, it’s not a curriculum subject. Bad error.
Continue Reading
Imagine that there are two boxes placed in front of you. One box contains the riches with which you can enjoy life. The other contains all the negative aspects.
Continue Reading
Going to a university can be stressful; you have to study for midterm and finals, and on top of that, you have student debt to worry about.
Continue Reading
Valentine’s Day can be anticipated with joy for many, but for some, it’s a day of approaching horror. Why? No money!
Continue Reading
It’s quite frustrating to see an interest rate advertised for a personal loan, but getting something completely different when you applied. Lender’s risk appetite is the explanation for that. If a person understands the risk analysis behind it all, it might help them in trying to get a better rate during the application process.
Continue Reading
As well as obtaining a loan from banks and lending companies, for whatever reason, you also have the option of asking friends and family for assistance. Unlike when borrowing on an official basis, there are no set guidelines on how or even IF interest would be charged, nor would there be any repayment schedule or loan terms.
Continue Reading