Knowledge Base


Knowledge Base SameDayLoans365.org specializes in helping everybody who is looking for a loan. Good or bad credit – it doesn’t really matter. What matters to us is your need to cover necessary expenses and your word that you will pay back the loan.

Before accessing the application form and requesting a loan, it would be a good idea to read more about what loans we offer and what each of them is suitable for.

The direct lenders we work with, offer several types of loans. You can read in details what each of them means by accessing the corresponding category:

  1. Bad credit loans – short or long-term loans, suitable for covering expenses that cannot be postponed. The borrowers are people with bad credit, who cannot get a loan elsewhere. These loans can be repaid in installments during a period of up to 60 months.
  2. Payday loans – these loans are also meant to cover urgent expenses but are to be repaid in one payment, usually with the upcoming paycheck.
  3. Installment loans – this is a loan that, besides solving the financial issues, may also help increase the credit score. It has a flexible repayment schedule, which is established taking into consideration the borrower’s situation.

Each type of loan, as well as all associated information about loan fees, advantages, guides is thoroughly described in our Knowledge Base. If all that you know is that you need money but aren’t sure about how each loan goes, make sure you read the corresponding guide carefully.


Loan fees and penalties

Make sure you perfectly understand the fine print! This guide will help you avoid any unpleasant surprises referring to associated loan fees and penalties.