SDL365 Online Security Center


Helping you find the right loan solutions is our mission, and that mission also requires
us to prioritize your security. At SDL365 we carefully monitor to keep your information private and safe. On this page you will find how to recognize different types of loan scams, what are the most common warning signs, how you can protect yourself and what to do if you become a victim of a loan scam.


See the following information to find out how to protect your personal and financial information. If you have questions, don’t hesitate to contact us. Our friendly customer support will be happy to provide the needed answers in 24 hours.



Types of Online Loan Scams

Unfortunately, loan scams come in many shapes. This information will help you identify most popular debt-collecting scams.

Phone and physical mail scams have been around for decades. In these situations, a scammer asks you to provide private
information over the phone or in a letter. These messages usually sound urgent and demand immediate action.

Phishing emails and text messages (the text messaging form is sometimes called “SMiShing”) often include a link. Clicking
that link might send you to the fake login page or a form that requires you to input information such as a social security number.
The link could also download malware to your electronic device. With that in mind, never open a suspicious link.

So what’s in the actual content of these scam messages?




Scam Types

Types of messages that might come to you via phone call, text or email:


Debt Collector Scams

Scammers commonly pretend to be debt collectors. A scammer will likely refuse to answer any specific questions about the debt itself. They’ll only mention an amount owed and the consequences of not paying immediately.

Debt Relief Scams

People in debt often look for debt relief services that can help ease their financial burden. Scammers take advantage of this desperation. Before communicating with a debt relief service, read reviews and check with the Better Business Bureau to determine the service’s legitimacy.

Court and Legal Document Scams

Some scammers use legal threats to alarm victims into handing over private information. You might receive a fake subpoena or other legal notice about unpaid debts asking you to respond immediately. When in doubt, check with a courthouse or legal expert.

Predatory Lending

Predatory lenders offer people assistance, but their help comes with unfair terms and conditions. These lenders use incredibly high-interest rates and hidden fees to take advantage of borrowers looking
for low-credit funding options.


Fraud Department

SDL365 Fraud Department

support@samedayloans365.org

877-2721-787



Warning Signs of Scams

Unsure if you’re dealing with a scammer? Here are signs that someone is trying to fool you:

Insisting on immediate payment. For example, the scammer may require that you pay a debt immediately
or is aggressive with legal threats. He may even start to scare you with a penalty for non-payment exactly today.

Suspicious conditions. The person offers you a vague contract that doesn’t mention costs or a deadline.

No basic information about your debt. The person reaching out to you won’t provide specific information about
your “debt”, such as account number, the date of default, amount of interest, etc.

Spelling or grammar errors. You can notice evident spelling or grammar errors in the message, most likely you can
talk to a scammer.

Strange number. You receive a call from an overseas number or a number that’s nearly identical to your own.

Impossible to determine the address or official name. You receive a letter from a strange or unofficial email address.
If you cannot detect an actual mailing address or the official name of the company that the person represents, that’s most
likely a sign of a scam.



Online Security

Online Security Rules for Users

Never respond to anyone you believe is a scammer. Instead, check to see if the phone number, email address, or service is on a compiled list of frequent or recent scams. The FTC offers such a list. It’s also good to regularly check in with the FTC for security alerts.

Check your credit report regularly to monitor for unauthorized activity. You can get a free report from each of the three credit bureaus once a year.

For primary security purposes, use complicated passwords, antivirus software, and the most up-to-date version of your web browser.

Avoid clicking links or attachments in suspicious emails. And never make transactions on unsecured websites.

Turn on privacy settings for your social media accounts.
Scammers might use publicly available information to trick you or pose as someone you know.




How to Report Scams & Frauds

Inform the police.
The authorities can file an official report if you need to reference it later, and they help you make the next steps.

Inform your bank.
Bank officials can keep an eye out for suspicious activity and put a hold on your account if necessary.

Contact Equifax, Experian, and TransUnion and put a freeze on your credit report.

Reach out to any relevant federal agencies.
For example, contact the Social Security Administration if you believe your Social Security Number has been compromised. Contact the Federal Communications Commission to report scam calls, and turn to the US Postal Inspection Service for instances of mail fraud.


Unfortunately sometimes it happens that you might not always get your money back, even after taking all of these steps. But you can minimize the damage and possibly also help authorities catch the scammer on time.




Rely on SDL365

Rely on SDL365

One surefire way to find safe payday loans is to count on SDL365. We only work with legitimate lenders, so you’ll have access to secure online loans. We also prioritize up-to-date fraud alerts, so you can stay safe even while you’re away from our site.


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