Short Term Loans

Keep your financial life on track even with bad credit!

Fast Online Application

Apply online in minutes through our quick application process.

Get Cash

You get an instant lending decision from direct lenders. If approved, get money on same or next business day.

No Prepayment Penalties

Repay your loan at flexible repayment dates without any penalties and extra fees.

By submitting your information you agree to our Privacy Policy, Terms of Use. , and E-Consent. Check out our Rates & Fees.

short term loans
Life can be unpredictable. Financing doesn’t have to be. Whether your car just broke down or you have an urgent medical bill due, when you need money fast, a short term loan online can help you keep up with your urgent financial needs.

What Is a Short Term Loan?

A short term loan allows you to borrow just a small amount of money to cover an emergency expense. Loans start around $50 and may range up to several thousand dollars. If you are approved, you can receive your funds within 1 business day. While interest rates on short-term loans are high, you are borrowing no more than you need. This keeps the interest manageable.

Types of Short Term Loans

Payday Loans:

For a very small amount of financing, you can apply for a payday loan. This type of loan may range from around $50-$1,000 (depending on your state). The loan is usually due back by your next payday, so terms may range from 2 weeks to up to a couple of months.

Typically, payday loans or cash advances include a fee which equates to a certain APR, around 400%. But since the term of the loan is very short (until your next payday), the fee is not that big – about $15-$25 per each $100 borrowed.

Installment Loans:

Installment loans are available for larger amounts. Depending on the cap set by your state, you may be able to borrow up to $2,500. You will pay back your loan in monthly, predictable installments. Smaller personal loans may be paid back within months. If you borrow a larger sum, you might qualify for a loan term up to few years.

The interest rate for an installment loan is usually lower than that for a payday loan. It might, for example, be 36%-50% on a $1,000 loan. If it took you a year to pay it off, the interest would add up to $250-$300.

Our Easy Application Process

You can apply for a short term loan online in just 3 easy steps through our website.

  1. Apply. Fill out our quick online form.
  2. Receive loan offers. Find out instantly if you qualify, and review loan offers from our network of direct lenders.
  3. Get your money. Select the offer you want, await final approval, and receive your money via direct deposit within one business day.

Short Term Loans Benefits

Don’t let another day go by without the money you need to pay for your emergency situation and keep your financial life running smoothly. Fill out the quick application form below to find out now if you qualify for a short term personal loan. Our network includes only vetted, transparent, trusted lenders who follow responsible lending practices.

With a loan obtained through us, you will be able to build your credit history by paying off your short-term loan in full and on time. This will make it possible for you to get small personal loans with lower rates in future. Borrow responsibly only what you need. If you have bad credit, consider improving it by creating better money habits with our educational tools and financial guides.


Apply for a Short Term Loan and Get the Financial Help You Need Today

Application is completely free of charge.

Responsible Borrowing & Legal Implications to Consider

We remind you that SDL365 promotes a policy of Responsible Borrowing and Responsible Use of Loans. Note that loans are an expensive financial solution, and approval is not guaranteed. Everyone who gets a loan should read over the terms and conditions before signing and submitting the contract. This contract will include the specific date when you must pay the loan back. If you don’t pay back your loan on time, the lender has every right to charge you late fees until you have covered the full amount of debt. Failing to repay the loan in full, may result in legal actions.

Apply Now